The Parts of Medicare | Blackhawk Insurance

There are 4 basic parts of Medicare: Part A, Part B, Part C, and Part D. But what do these parts all mean? And which part is right for you and your lifestyle?

Part
A

Part A (Hospital Insurance)
Helps cover:

Inpatient care in hospitals
Skilled nursing facility care
Hospital care
Home health care

Part
C

Part C (Medicare Advantage)

Medicare advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These "bundled" plans include Part A, Part B, and usually Part D.
In many cases, you can only use doctors who are in the plan's network.
In many cases, you may need to get approval from your plan before it covers certain drugs or services.
Plans may have lower or higher out-of-pocket costs than Original Medicare. You may also have an additional premium.
Plans may offer some extra benefits that Original Medicare doesn't cover; like certain vision, hearing, and dental services.

Part
B

Part B (Medical Insurance)
Helps cover:

Services from doctors and other health care providers
Outpatient care
Home health care
Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
Many preventive services (like screenings, shots or vaccines, and yearly "Wellness" visits)

Part A

Part A (Hospital Insurance) Helps cover:

Inpatient care in hospitals

Skilled nursing facility care

Hospital care

Home health care

Part C

Part C (Medicare Advantage)

Medicare advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These "bundled" plans include Part A, Part B, and usually Part D.

In many cases, you can only use doctors who are in the plan's network.

In many cases, you may need to get approval from your plan before it covers certain drugs or services.

Plans may have lower or higher out-of-pocket costs than Original Medicare. You may also have an additional premium.

Plans may offer some extra benefits that Original Medicare doesn't cover; like certain vision, hearing, and dental services.

Part B

Part B (Medical Insurance) Helps cover:

Services from doctors and other health care providers

Outpatient care

Home health care

Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)

Many preventive services (like screenings, shots or vaccines, and yearly "Wellness" visits)

Part D

Part D (Drug Coverage) Helps cover: The cost of prescription drugs (including many recommended shots or vaccines).

Part
A

Part A (Hospital Insurance)
Helps cover:

Part
C

Part
B

Part B (Medical Insurance)
Helps cover:

Part
D

Part D (Drug Coverage)
Helps cover:
The cost of prescription drugs (including many recommended shots or vaccines).